Financial Analysis: BCB Bancorp (BCBP) vs. West Coast Bancorp (NASDAQ:WCBO)

BCB Bancorp (NASDAQ: BCBP) and West Coast Bancorp (NASDAQ:WCBO) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, institutional ownership, valuation, analyst recommendations, dividends, earnings and risk.

Valuation & Earnings

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This table compares BCB Bancorp and West Coast Bancorp’s top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
BCB Bancorp $85.05 million 2.75 $9.98 million $0.92 16.90
West Coast Bancorp N/A N/A N/A N/A N/A

BCB Bancorp has higher revenue and earnings than West Coast Bancorp.

Dividends

BCB Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 3.6%. West Coast Bancorp does not pay a dividend. BCB Bancorp pays out 60.9% of its earnings in the form of a dividend.

Analyst Ratings

This is a breakdown of recent ratings and price targets for BCB Bancorp and West Coast Bancorp, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
BCB Bancorp 0 1 1 0 2.50
West Coast Bancorp 0 0 0 0 N/A

BCB Bancorp currently has a consensus price target of $14.50, indicating a potential downside of 6.75%.

Profitability

This table compares BCB Bancorp and West Coast Bancorp’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
BCB Bancorp 12.42% 9.03% 0.69%
West Coast Bancorp N/A N/A N/A

Insider & Institutional Ownership

32.2% of BCB Bancorp shares are held by institutional investors. 16.8% of BCB Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

BCB Bancorp beats West Coast Bancorp on 8 of the 9 factors compared between the two stocks.

BCB Bancorp Company Profile

BCB Bancorp, Inc. is the holding company parent of BCB Community Bank (the Bank). The Bank is a community-oriented financial institution. Its business is to offer Federal Deposit Insurance Corporation (FDIC)-insured deposit products and to invest funds held in deposit accounts at the Bank, together with funds generated from operations, in loans and investment securities. It offers loans, including commercial and multi-family real estate loans, one- to four-family mortgage loans, home equity loans, construction loans, consumer loans and commercial business loans; FDIC-insured deposit products, such as savings and club accounts, interest and non-interest bearing demand accounts, money market accounts, certificates of deposit and individual retirement accounts, and retail and commercial banking services, including wire transfers, money orders, safe deposit boxes, a night depository, debit cards, online banking, gift cards, fraud detection and automated teller services.

West Coast Bancorp Company Profile

West Coast Bancorp (Bancorp) is a bank holding company. Bancorp’s principal business activities are conducted through its full-service, commercial bank subsidiary, West Coast Bank (the Bank), an Oregon state-chartered bank. As of December 31, 2011, the Bank had facilities in 41 cities and towns in western Oregon and southwestern Washington, operating a total of 55 full-service and five limited-service branches and a Small Business Administration (SBA) lending office in Vancouver, Washington. Bancorp operates in two segments: West Coast Bank and West Coast Trust and parent company related operations. For consumer banking customers, the Bank offers a variety of checking and savings accounts, check cards, and competitive borrowing products.In April 2013, Columbia Banking System Inc announced the completion of acquisition of West Coast Bancorp, the parent company of West Coast Bank.

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