ANZ (ANZBY) vs. Grupo Financiero Galicia (GGAL) Financial Analysis

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ANZ (OTCMKTS:ANZBY) and Grupo Financiero Galicia (NASDAQ:GGAL) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, earnings, profitability, valuation, risk, analyst recommendations and institutional ownership.

Earnings & Valuation

This table compares ANZ and Grupo Financiero Galicia’s gross revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
ANZ $26.98 billion 2.05 $4.87 billion $1.73 11.08
Grupo Financiero Galicia $4.19 billion 0.82 $503.09 million N/A N/A

ANZ has higher revenue and earnings than Grupo Financiero Galicia.

Dividends

ANZ pays an annual dividend of $1.13 per share and has a dividend yield of 5.9%. Grupo Financiero Galicia pays an annual dividend of $0.36 per share and has a dividend yield of 1.5%. ANZ pays out 65.3% of its earnings in the form of a dividend. Grupo Financiero Galicia has raised its dividend for 5 consecutive years.

Profitability

This table compares ANZ and Grupo Financiero Galicia’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
ANZ N/A N/A N/A
Grupo Financiero Galicia N/A N/A N/A

Insider and Institutional Ownership

0.1% of ANZ shares are owned by institutional investors. Comparatively, 25.4% of Grupo Financiero Galicia shares are owned by institutional investors. 0.3% of ANZ shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Analyst Ratings

This is a summary of recent ratings and recommmendations for ANZ and Grupo Financiero Galicia, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ANZ 0 1 1 0 2.50
Grupo Financiero Galicia 1 1 1 0 2.00

Risk & Volatility

ANZ has a beta of 1.26, meaning that its share price is 26% more volatile than the S&P 500. Comparatively, Grupo Financiero Galicia has a beta of 0.88, meaning that its share price is 12% less volatile than the S&P 500.

Summary

ANZ beats Grupo Financiero Galicia on 7 of the 10 factors compared between the two stocks.

About ANZ

Australia and New Zealand Banking Group Limited provides various banking and financial products and services. The company's Australia division offers retail products and services to consumers through the branch network, mortgage specialists, contact centers, and third party brokers, as well as self-service channels, such as Internet banking, phone banking, ATMs, Website, and digital banking; and banking products and financial services, including asset financing to medium to large commercial customers, agribusiness customers, small business owners, high net worth individuals, and family groups. Its Institutional division provides working capital and liquidity solutions, which include documentary trade, supply chain financing, commodity financing, cash management solutions, deposits, payments, and clearing; loan syndication, specialized loan structuring and execution, project and export finance, debt structuring and acquisition finance, and corporate advisory services, as well as loan products; and risk management services on foreign exchange, interest rates, credit, commodities, and debt capital markets. The company's New Zealand division offers banking and wealth management services to consumer, and private banking and small business banking customers; and relationship banking and financial solutions to medium to large enterprises, and agricultural businesses. Its Wealth Australia division provides lenders mortgage insurance, share investing, financial planning, and general insurance distribution services. The company's Asia Retail & Pacific division offers general banking and wealth management services to retail customers; and products and services to retail customers, small to medium-sized enterprises, institutional customers, and governments. Australia and New Zealand Banking Group Limited has operations in Australia, the Asia Pacific, Europe, the Americas, and New Zealand. The company was founded in 1835 and is headquartered in Docklands, Australia.

About Grupo Financiero Galicia

Grupo Financiero Galicia S.A., a financial services holding company, provides various financial products and services in Argentina. The company operates through Banking, Regional Credit Cards, Insurance, and Other Grupo Galicia Businesses segments. It offers corporate banking services to companies; credit and debit cards, loans, and financing advice to various agricultural-sector clients; foreign trade transaction services; and e-banking services. The company also provides checking and savings accounts, credit and debit cards, payroll direct deposits, and other services to individuals, businesses, retailers, and professionals; and financial investment alternatives, such as deposits, FIMA mutual funds, government and corporate securities, and shares and trusts. In addition, it offers time deposits; retirement insurance services; life insurance, including employee benefit plans and credit related insurance; property and casualty insurance products, such as home and ATM theft insurance; and insurance brokerage services, as well as issues, credit cards. Further, the company issues deposit certificates and warrants to the agricultural, industrial, and agro-industrial sectors, as well as exporters and retailers. As of December 31, 2017, it had 306 full service banking branches; and 1,982 ATMs and self-service terminals. Grupo Financiero Galicia S.A. was founded in 1905 and is based in Buenos Aires, Argentina.

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