Comparing Sterling Bancorp (SBT) & The Competition

Share on StockTwits

Sterling Bancorp (NASDAQ: SBT) is one of 93 publicly-traded companies in the “Federal savings institutions” industry, but how does it weigh in compared to its peers? We will compare Sterling Bancorp to similar businesses based on the strength of its institutional ownership, profitability, risk, earnings, analyst recommendations, valuation and dividends.

Dividends

Sterling Bancorp pays an annual dividend of $0.04 per share and has a dividend yield of 0.4%. Sterling Bancorp pays out 3.3% of its earnings in the form of a dividend. As a group, “Federal savings institutions” companies pay a dividend yield of 2.6% and pay out 35.7% of their earnings in the form of a dividend.

Risk & Volatility

Sterling Bancorp has a beta of 1.34, suggesting that its share price is 34% more volatile than the S&P 500. Comparatively, Sterling Bancorp’s peers have a beta of 0.51, suggesting that their average share price is 49% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of current ratings and price targets for Sterling Bancorp and its peers, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Sterling Bancorp 0 0 2 0 3.00
Sterling Bancorp Competitors 515 1412 1219 86 2.27

Sterling Bancorp presently has a consensus price target of $13.50, suggesting a potential upside of 38.32%. As a group, “Federal savings institutions” companies have a potential upside of 16.84%. Given Sterling Bancorp’s stronger consensus rating and higher possible upside, analysts plainly believe Sterling Bancorp is more favorable than its peers.

Institutional & Insider Ownership

31.3% of Sterling Bancorp shares are owned by institutional investors. Comparatively, 40.2% of shares of all “Federal savings institutions” companies are owned by institutional investors. 3.0% of Sterling Bancorp shares are owned by company insiders. Comparatively, 9.6% of shares of all “Federal savings institutions” companies are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Profitability

This table compares Sterling Bancorp and its peers’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Sterling Bancorp 34.53% 20.36% 2.02%
Sterling Bancorp Competitors 17.28% 8.59% 0.90%

Valuation and Earnings

This table compares Sterling Bancorp and its peers gross revenue, earnings per share (EPS) and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Sterling Bancorp $183.81 million $63.47 million 8.13
Sterling Bancorp Competitors $903.88 million $212.26 million 15.58

Sterling Bancorp’s peers have higher revenue and earnings than Sterling Bancorp. Sterling Bancorp is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Summary

Sterling Bancorp beats its peers on 8 of the 15 factors compared.

Sterling Bancorp Company Profile

Sterling Bancorp, Inc. is a unitary thrift holding company. Its wholly owned subsidiary, Sterling Bank and Trust, F.S.B., has primary branch operations in San Francisco and Los Angeles, California and New York City, and a loan production office in Seattle, Washington. Sterling offers a broad range of loan products to the residential and commercial markets, as well as retail and business banking services. Sterling also has an operations center and a branch in Southfield, Michigan. Sterling was named as the top performing community bank in the United States with total assets between $1 billion and $10 billion in 2017 by SNL/S&P Global Market Intelligence.

Receive News & Ratings for Sterling Bancorp Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Sterling Bancorp and related companies with MarketBeat.com's FREE daily email newsletter.